“Personally Identifiable Information” is any information collected through our Web Properties that is reasonably likely to identify a specific, unique individual. Personally Identifiable Information collected through our Web Properties may include, but not be limited to, an individual’s name, address, e-mail address, income, financial and banking information (including banking account information and payment card data), Social Security number, telephone number and date of birth.
SweetPay and the lenders participating in our financing programs (“Lender Partners”) each own the information we collect on our Web Properties. Our Web Properties contain links to other websites. We do not control and are not responsible for the content, security, and privacy practices of such websites.
Our Web Properties are intended for visitors located in the United States. Our Web Properties are governed solely by the federal and state laws in the United States. Information submitted to our Web Properties is housed on servers located in the United States.
We collect Personally Identifiable Information at various times when you use our Web Properties. Some of the places where we collect such information include the following:
We may use your Personally Identifiable Information for the following purposes:
We may use non-Personally Identifiable Information, including, but not limited to, aggregate or anonymized information for any purpose consistent with law.
By accessing our Web Properties, you authorize us to disclose your Personally Identifiable Information to affiliated and unaffiliated third-parties as follows:
We do not knowingly solicit or collect Personally Identifiable Information about children under the age of 18. Our Web Properties is not designed for or directed to children under the age of 18. If we become aware that a child under the age of 18 has provided Personally Identifiable Information to us, we will delete the information from our records. If you become aware of any Personally Identifiable Information we collected from children under 18, please contact us at email@example.com.
At SweetPay, you have control over your information. You can do the following at any time by contacting us via the email address or phone number given on our Web Properties.
We take precautions to secure and protect your information. When you submit your personal information via our Web Properties, your information is protected both online and offline.
Wherever we collect your personal information, that information is transmitted to/from us in a secure manner using encryption technology. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning of the address of the Web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. We will never store your social security number or make available to SweetPay personnel. It is transferred securely to our Lender Partners who will use it along with your other personal information.
Only employees of SweetPay who need the information to perform Our Services on your behalf will have access to your personal information. We use the services of Amazon Web Services (“AWS”) to store your personal information. AWS is used by some of the largest organizations in the world and is a highly secure datacenter.
Although we work to protect your Personally Identifiable Information, you should be aware that no technology is perfect and that there is always some risk involved in transferring data over the Internet, particularly if you send information to us through an unsecured means, such as email.
Updated: May 18, 2020
We collect information, for ourselves and on behalf of our lender partners, that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”). In particular, we have collected the following categories of personal information from consumers within the last twelve (12) months:
Examples: Name, postal address, Internet Protocol address, email address, Social Security number, driver’s license number or other similar identifiers.
Examples: Name, signature, Social Security number, address, telephone number, fax number, driver’s license or state identification card number, employment, bank account number, credit card number, debit card number, or any other financial information.
Examples: Age, ethnicity, citizenship, religion or creed, marital status, physical illness, mental illness or disabilities, gender, veteran status.
Examples: Records of personal property.
Examples: Access history and information on your interaction with our application.
Examples: Occupation, employer information.
Examples: Education level, school attended.
We obtain the categories of personal information listed above from the following categories of sources:
We may use or disclose the personal information we collect for one or more of the following business purposes:
We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.
We may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.
In the preceding twelve (12) months, we have disclosed the following categories of personal information for a business purpose:
We disclose your personal information for a business purpose to the following categories of third parties:
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:
You have the right to request that we delete any of your personal information we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service providers to:
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by email at firstname.lastname@example.org.
Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.
We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. If you have an account with us, we will deliver our written response to the registered email associated with the account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
We reserve the right to amend this Privacy Notice at our discretion and at any time. The date this Privacy Notice was last updated is identified at the bottom of this page. You are responsible for periodically visiting the SweetPay website and this Privacy Notice to check for any changes.
Updated: May 20, 2020