The best way to obtain new purchasing power for the things you want, regardless of your credit score.


When you apply through SweetPay and receive a loan, take advantage of the following promotions from SweetPay merchant partners.

Receive an additional 5.0% discount off your purchase when you bring in your email with this offer on or before the expiration date.
Sharpen Your Skillz

Valid until: Anytime

SweetPay has teamed up with prime, near-prime, and subprime lending partners offering attractive personal loan programs. You complete one simple form and our lending partners will evaluate your application to determine if they can make loan offers to you.

Please select the button that best fits your credit profile. Your credit score will not be affected until you accept a loan offer!

Loan offers are not available in these states: VT, CT, and WV

The loan terms will be determined by SweetPay's lending partners and will vary based on your credit profile. Should you receive a loan offer, you do not have to accept it unless you choose to do so. There is no fee or penalty for repaying loan early.